PhD or NOT????

PhD or Not —–That has been the looming question for me over the last six months. I have continued writing and trying to keep my head around the literature review, research design and working with my chair. But, do I really need to have a PhD any more? I am retired and working in my studio and loving every minute that I am there creating. I’m 57 years old and I don’t think that I will ever go back to higher education.
I would love to hear everyone’s thoughts on this topic. It has been interesting as my college friends say – ABSOLUTELY FINISH and my other friends say DO WHAT MAKES YOU HAPPY.
What do I do………..